FundSolidation

MONTHLY PAYMENT LENDING PROGRAM For MCA Consolidations

The Fundsolidation program was formed to help small businesses save up 75% on debt payments while preparing them for Bank eligibility and long-term success.

Why Fundsolidation?

The Fundsolidation difference: If the Business owner is creditworthy and the entity would be profitable without the anchor of their debt load, we provide monthly payment credit, at lower interest rates, extending terms- so businesses can thrive. It is not unusual for clients to save tens of thousand dollars per month from our system.

While Fundsolidation cannot help all these small business owners, we can help those that should never have gone down the slippery slope to begin with. For those otherwise profitable businesses that have a path to legitimate institution lending, the Fundsolidation program provides entrepreneurs the bridge towards securing the right credit, at the right terms.

For several reasons, there are thousands of small businesses that have accepted expensive, short-term ‘funds’ to address working capital needs. Soon thereafter, the strain of paying back these ‘funds’ within months left them more cash-strapped than they were before. Optimistic that earnings will outperform the cost of the short-term debt, these entrepreneurs take another round of ‘funding,’ and another, and sometimes several others. The problem is not the amount of debt they secured; it is the velocity of the payback that asphyxiates the small business.

About

Fundsolidation Advisors Corporation (FAC) is the byproduct of collaboration of entrepreneurs and Finance credit professionals.

Rather than merely providing access to cost-saving consolidation capital, FAC provides consulting designed to help businesses transition to long-term bank loans and credit lines, permanently diminishing the need for daily and weekly payments.

MCA Consolidation Program

The FAC Program is not based on monthly deposits and cash-flow like MCA ‘loans.

It is based on earnings (net the cost of capital from MCA’s), existing debt on a balance sheet, credit, and the realistic path to Bank lending. These tailored credit facilities have monthly payments with 18-month-24-month amortizations (payback terms), with anticipated ‘exit payments. Accordingly, the due diligence documentation requests are exactly like those banks insist- upon plus the original MCA contracts, with current amounts owed. Mindful of the strain small businesses are under when faced with multiple ‘positions,’ FAC will offer pre-approvals or declines within three business days of full submissions.

Bridge Lending Program

Helping Businesses ALMOST ready for Bank Credit

Rather than needing expensive short-term debt, the Fundsolidation ‘Bridge Lending Program’ provides cost-effective monthly payment credit to nurture these small businesses to become eligible for the right credit.

Once again, our partnership with Business Credit Consultants (BCCUSA.com) will ensure clients in this program be prepared to make the right first impression with banks upon completion. What is more: BCCUSA will make warm introductions to Relationship Bankers in their Nationwide network of Banks- that only offer monthly payment credit facilities. See their

MCA Consolidation Program Guidelines

Monthly Payment Consolidation Guidelines

Entities must be 2+ years in Business.
Facilities from $50k-$1M
No cash-out requirement
Businesses must demonstrate profitability without MCA debt.
Guarantor FICO score 600+
Files are fully underwritten with following documents needed for consideration:

Documentation needed:

2 years corporate and personal tax returns
YTD profit and loss (within 30 days of submission)
Balance Sheet & Debt Schedule
Contracts from existing MCA positions
Personal Financial Statement of guarantors
12 months of Corporate Bank Statements (all accounts)

Preliminary approvals or declines within 2 business days and closing (when applicable) typically within 20 business days.

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Monthly Payment Direct Lender

Call Us Now: 424-322-2581